Credit Risk
Assessing Housing Market Valuation Risk
Many prominent economists have argued that Canada is in a housing bubble, while the real estate associations and other economists predict that house prices may continue to accelerate.
Is it a detrimental time to lend?
Canadians are suffering an affordability crisis - how should lenders react?
Opportunities in Serving the New-to-Credit Market
There are millions of “credit invisible” or no-hit/thin-file customers who have a clear need for various financial products.
5 Crucial Steps to Building a Lending Product
Remember when you had to be a bank to build financial products? With the explosion in API-driven technology and the increasing appetite of banks to partner with fintechs, now any company can!
How good does credit have to get?
Should lenders start using a more optimistic decisioning scenario?
Bold Predictions for 2021 - The Future of Lending
With COVID, things are more uncertain than ever before - so what does the future hold in 2021 for lenders?
Batten Down the Hatches: Preparing for the Downturn with a Data-Driven Approach to Debt Collection
They say that the water level drops precipitously in the moments right before a tsunami hits. For lenders, it feels eerily similar to this right now.
Surviving the Crisis - A Strategy for Cautious Re-entry for Lenders
Lenders, in the weeks immediately following the outbreak of COVID-19, have been in fully fledged crisis mode. Now, the attention is starting to shift to how to cautiously re-enter the market.
Are you wired for data-driven decision making?
Data-driven decision making is all the rage these days - so why are so many organizations still struggling to unlock the power of their own data?
Preparing For The Downturn
September 15th, 2008. Do you remember what happened that day? I do. You may not recall the specific date, but if you were a risk professional or a financial services executive back then, you’ll...
